Ontario Brokerage Disclosure- InsureLine

Broker Compensation Disclosure

Our role as your insurance broker is to provide insurance solutions that combine coverage, service, and price. When questions arise about coverage, we act as your advocate, representing your interests with professionalism and transparency.

Brokerage compensation is included as part of your insurance premium. Below is a list of insurers we represent in Ontario, along with the compensation range as a percentage of your overall premium.

Insurance Carrier	Property Compensation	Auto Compensation
Aviva*	20%	10–12.5%
Coachman*	—	10–12.5%
Echelon Insurance*	—	5–12.5%
Economical*	20%	10–12.5%
Gore Mutual*	20%	10–12.5%
Intact Insurance*	20%	10–12.5%
Jevco Insurance	—	5–12.5%
Maple Mutual Insurance*	20%	10–12.5%
Max Insurance	20%	—
Nordic Insurance (Facility Assoc)	—	6–11% with cap
Pafco*	—	10–12.5%
Peel Mutual*	20%	10–12.5%
Pembridge*	20%	10–12.5%
Portage Mutual*	20%	10–12%
SGI*	20%	10–12.5%
Travelers Canada*	20%	10–12.5%
Travelers Essential*	20%	12.5%
Wawanesa Mutual*	20%	10–12.5%
* Contingent Profit Commission Agreement refers to monetary incentives that are tied to a broker or brokerage’s performance. Such commissions are not guaranteed. The payment of these commissions depends on the profitability (loss ratio) of a broker’s total book of business with an insurer (and not on individual policies), or volume or growth targets in other cases.

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Not every InsureLine office has access to every insurer listed. For details regarding markets available through your local office, please contact them directly.

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Ontario Brokerage Disclosure

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