Professional Lability insurance, also known as Malpractice Insurance, protects you from consequences that could be a result of advice given. You could be sued for negligence, even when your prescribed method of treatment has worked for 99 percent of your other clients.
If you are a professional (such as a consultant, doctor, lawyer, accountant, engineer, etc.) who gets paid for the valuable advice that you provide your clients, you should have Professional Liability insurance.
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